A premier car insurance product has been launched by Hastings Direct, boasting additional features and benefits to make life simpler for drivers.

The Hasting Premier offering is also available for motorbike riders and includes roadside breakdown cover and legal protection at a 23 per cent cost saving for policy holders.

In addition to a free courtesy vehicle if a car is being repaired and a 24-hour claims helpline, the enhanced policy provides up to £100,000 cover for legal costs and financial protection for any driver against costs incurred through an accident that was not their fault.

On top of this, if a driver without car insurance hits somebody with the Hastings policy, then the policy-owner will not be required to pay an excess and there will be no impact on the no claims discount.

Meanwhile, the motorbike insurance includes cover for helmet and leathers as standard, along with similar legal protection for riders as drivers. By taking the premier service that includes these add-ons, riders benefit from a 33 per cent saving and the policy will also protect them against being hit by an uninsured driver at no additional cost.

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