A survey from Moneysupermarket.com has found that UK motorists often give false information to insurance providers in order to lower the cost of their premium.

A quarter of those surveyed believed that the practice of fronting is legal and 10 per cent admitted to carrying out the practice. Fronting is when an individual puts someone else's name on the policy. Parents with children who drive are often the biggest culprits of this as premiums for younger drivers can be significantly higher.

Head of car insurance at moneysupermarket.com, Steve Sweeney, commented: "It is staggering to see just how many people are happy to take the risk and 'front' on their car insurance." He added that this practice would be classed as fraud by a car insurer and that it could make it difficult to get insurance in the future or push up the cost of premiums.

"Those considering lying to their insurer to save money are playing a very risky game. A motorist claiming to be the main driver – when they are not – is a dangerous move. It may save you money in the short term on your premiums, but if caught your insurance will be invalidated and a younger driver could face court – charged with driving without insurance."

If you enjoyed this post, make sure you subscribe to my RSS feed!